Monday, 23 November 2009

Public Liability Insurance for Market Traders

It recently came to light that we were being approached by a rising number of market traders who required public liability insurance and products liability insurance for their occupation.

Some of you were having trouble getting exactly the right cover for your requirements. Some of you wanted an all in one policy to cover all your liability worries. Some of you just wanted a policy as you couldn't find one anywhere else. We soon realised that you needed someone to help so we thought we would add some information here to help answer some of your common questions.

Can You Help Us?
Yes we can provide public liability insurance for market traders. The only area we cannot cover is the selling of second hand goods.

What Cover Do You Provide?
The standard public liability insurance policy come with products liability insurance for free. Most other policies will only provide the public liability side of things which covers you for any injury or damage you cause whereas the additional products liability will also cover any injury or damage your products cause - a vital addition to a market trader's insurance policy. If you have employees we can also provide employers liability insurance.

How Much Does It Cost?
Generally the cost of 1 person for £1million public and products liability cover is around £112.35 for the year but this can change depending on personal circumstances. Cover can also be provided for £2million and £5million for a small additional cost.

How Do I Get A Quote?
You can either ring us on our freephone quote number of 0800 1696137 or visit our liability quote form and complete your details.

If there is any more information that you need, feel free to ask here or by giving the office a ring and we will be happy to help.

0 comments: