Public Liability and Goods In Transit Insurance for Couriers

If you are a self employed courier, you will be aware of the many types of insurance policies that are essential to protect yourself against unforeseen events. The first one you are likely to take out is cover for your van. No surprise really as to drive your van legally on the road, you will need this cover.

After this compulsory insurance has been obtained, what do you look to next? Well the most obvious is public liability insurance and goods in transit insurance. First of all I will explain what both of these are:

Public liability insurance for a courier is to protect yourself from any injury you may cause to the public or damage you cause to third party property. You may carry a large parcel to someone's door and accidentally place it down on their toe. Stupid as it may sound, it could happen and you would be responsible for the injury caused. The cost of this could be quite considerable, especially if such an injury put them out of work. Imagine if you put it on a professional footballer's toe!

Goods in transit insurance for couriers provides cover for the loss or damage of goods that are under your direct control. This is for parcels or other goods that are in your trust for which you are responsible. Loss includes theft from a secure vehicle.

Ashburnham Insurance have teamed up with MMA Insurance to provide couriers with a tailor made insurance policy from just £140 which includes the following:

• £1,000,000 public liability cover
• £10,000,000 employers liability cover (optional)
  
• £2,000 goods in transit cover
  
• £1,250 tools cover
• 24 hour business, legal and taxation helplines

For more details on this, and to get a quote and instant cover, please visit the Ashburnham Insurance Courier Public Liability and Goods in Transit Insurance page.