A major worry for customers is when an insurance quote seems too cheap. It may surprise you but some people will actually turn down an insurance policy as they deem the low cost premium to mean that cover is poor. This is not always the case and there are a few things you can do to check you are getting the right deal.
Firstly, all insurance companies must be underwritten by the Financial Services Authority (FSA). Check which insurance company the policy is underwritten by and then check they exist on the FSA Register.
Check the policy summary or, if you have time, the full policy wording of the policy you are buying. Compare it to other policies you are getting quotes for. You will begin to notice subtle differences in the policies and you will be able to build up a list of policies that are better for you than others.
Add to this list the prices you are getting from the quotes. You will notice that some policies offer more cover and are actually cheaper than others. It will always have to be your decision as only you know exactly what you want but don't be scared to go for the cheaper option if the policy being provided covers what you need.
The whole point of shopping around for a better deal is to lower your premium so don't be scared when you actually manage to do it!
Monday, 12 May 2008
Insurance Cover vs Low Cost Premium
Monday, 18 February 2008
Cheap Public Liability Insurance Quotes
Following a recent rate update from some of our insurers, we are pleased to announce new lower cost rates. That's right, our public liability insurance quotes are now even cheaper than before! Before you think cheap quotes equals lower cover then think again.
You won't find any unusual hidden exclusions and we happily provide a full summary of cover for each insurer that provides a quote. You can view this by clicking on the relevant insurance company name next to the premium you have been quoted.
Policies start at a minimum of £1,000,000 public liability indemnity and £10,000,000 for employers liability. Whether your occupation be a manual trade such as a builder, bricklayer, plumber or if you are clerical such as an accountant, recruitment consultant or even an insurance advisor we have an online system to provide you with an instant quote.
For your cheap public liability, click through to our website for a quote.
