Land Insurance

It may not be the most common of policies, but land insurance is essential for people who are worried about the potential financial risks of being a land owner. "What's the risk?" I hear you ask. Well if you own a field or a private road then a member of public may injure themselves while walking through your land. Even if the land is private property, you may still be liable for any injury caused to a third party.

The most common example of land insurance is where people live down a private road. Normally all the residents will get together to form an association and collectively seek an insurance policy to cover the road. Ashburnham Insurance have a special residents association insurance scheme for these people which not only includes the standard liability cover but also employers liability, legal expenses and even material damage to general items such as street lights and walls.

Land insurance is not restricted to just private roads. It can also cover fields, lakes, streams and other different types of land. This cover is only available for land in Great Britain and can cover public liability up to £5,000,000 (although if a higher amount is required then this may be possible depending on the circumstances).